Disclosures:

1) The closing cost rebate will be applied automatically at closing. The employee is responsible for the remaining closing costs. This offer may not be combined with any other promotional offer or rebate except the Chase Closing Guarantee. This offer is available only to those employed by one of our Corporate Partners, is not transferable, and is not available if the customer applies through a Chase branch. Employees will receive an email with a link to apply, and can only apply through that email. Other online applications will not be eligible for the closing cost rebate. Offers to employees are subject to change at any time without prior notice. The value of this offer or program may be considered miscellaneous income reportable to you and the IRS on IRS Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person's U.S. Source Income Subject to Withholding), for the year in which it is awarded. Please consult your own tax advisor if you have any questions about how this could affect your taxes.

2) Important Notice to Servicemembers and Their Dependents: A refinance may not be advantageous to you if you are currently eligible for benefits provided by the Servicemembers Civil Relief Act (SCRA). If you are an SCRA-eligible customer and have questions about the SCRA or about refinancing, please discuss with your Home Lending Advisor.

The amount you save on a refinanced mortgage may vary by loan. If a refinanced mortgage has a longer term than remains on your current loan, you will incur additional interest charges for the extended term.

All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.

Home lending products provided by JPMorgan Chase Bank, N.A. Member FDIC

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